Current Rates
The Rate Charts below contain information about interest rates and annual percentage yields for some of the accounts we offer.
|
Deposit Rates |
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|
Checking |
|
Certificates |
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|
|
Interest Rate |
APY |
|
|
Interest Rate |
APY |
|
Hometown Checking |
|
3 Month |
.15% |
.15% |
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|
Balances over $1000 |
.15% |
.15% |
|
6 Month |
.20% |
.20% |
|
Peoples E Checking |
.05% |
.05% |
|
9 Month |
.30% |
.30% |
|
Senior Plus |
.10% |
.10% |
|
12 Month |
.40% |
.40% |
|
Choice Checking |
|
18 Month |
.50% |
.50% |
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|
Balances $1000 and over |
.15% |
.15% |
|
24 Month |
.65% |
.65% |
|
Balances $5000 and over* |
1.00% |
1.00% |
|
30 Month |
.70% |
.70% |
|
Balances $75,000 and over* |
1.25% |
1.26% |
|
36 Month |
.90% |
.90% |
|
|
|
|
|
48 Month |
1.24% |
1.25% |
|
Business Checking Plus |
|
|
|
60 Month |
1.49% |
1.50% |
|
Balances $1000 – $24,999.99 |
.25% |
.25% |
|
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|
Balances over $25,000.00 |
.50% |
.50% |
|
|||
|
Super Now Balances over $1000 |
.10% |
.10% |
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|
Savings |
|
MMDA |
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|
|
Interest Rate |
APY |
|
|
Interest Rate |
APY |
|
Basic Savings |
.10% |
.10% |
|
Century MMDA |
|
|
|
Young Peoples Savings |
.10% |
.10% |
|
Up to $24,999.99 |
.05% |
.05% |
|
HSA |
|
|
|
$25,000 to $49,999.99 |
.10% |
.10% |
|
Up to $2,499.99 |
.50% |
.50% |
|
$50,000 to $149,999.99 |
.15% |
.15% |
|
$2,500 – $9,999.99 |
1.24% |
1.25% |
|
$150,000 to $999,999.99 |
.20% |
.20% |
|
$10,000 and over |
1.98% |
2.00% |
|
Executive MMDA – Business |
|
|
|
Christmas Club |
.80% |
.80% |
|
$20,000.00 to $99,999.99 |
.10% |
.10% |
|
IRA |
|
$100,000 to $249,999.99 |
.25% |
.25% |
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|
18 Month TDOA |
0.01% |
0.01% |
|
$250,000 to $999,999.99 |
.35% |
.35% |
| *Certain conditions apply, see your Customer Service Representative for details. | ||||||
| Automobile Rates | ||
| Model Year | Term (Mo.) | Interest Rate |
| 2011 & 2012 | 1-60 | 6.25 |
| 61-66 | 6.75 | |
| 67-72 | 7.25 | |
| 2010 | 1-60 | 6.35 |
| 61-66 | 6.75 | |
| 67-72 | 7.25 | |
| 2009 | 60 | 6.50 |
| 61-66 | 6.95 | |
| 2008 | 60 | 6.50 |
| 61-66 | 7.00 | |
| 2007 | 48 | 7.50 |
a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principle in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are effective 01/31/2012 to 02/07/2012.
All efforts are made to update interest rates as soon as possible but they may have changed since the effective date above but have not been updated on this site. For current loan rate information call: 812-897-0230 or 812-842-bank.
