Boonville Branch Paradise Branch Newburgh Branch

Current Rates

The Rate Charts below contain information about interest rates and annual percentage yields for some of the accounts we offer.

Deposit Rates

Checking


Certificates


Interest Rate

APY



Interest Rate

APY

Hometown Checking


3 Month

.06%

.06%

Balances over $1000

.10%

.10%


6 Month

.09%

.09%

Peoples E Checking

.05%

.05%


9 Month

.15%

.15%

Senior Plus

.10%

.10%


12 Month

.19%

.19%

Choice Checking


18 Month

.25%

.25%

Balances $1000 and over

.15%

.15%


24 Month

.35%

.35%

Balances $5000 and over*

1.00%

1.00%


30 Month

.40%

.40%

Balances $75,000 and over*

1.25%

1.26%


36 Month

.50%

.50%





48 Month

.75%

.75%

Business Checking Plus




60 Month

.99%

.99%

Balances $1000 – $24,999.99

.25%

.25%


                   

Balances over $25,000.00

.50%

.50%


     

Super Now
Balances over $1000


.10%


.10%

       

Savings


MMDA


Interest Rate

APY



Interest Rate

APY

Basic Savings

   .05%

.05%


Century MMDA



Young Peoples Savings

.05%

.05%


Up to $24,999.99

.05%

.05%

Health Savings Account




$25,000 to $49,999.99

.05%

.05%

Up to $2,499.99

.50%

.50%


$50,000 to $149,999.99

.10%

.10%

$2,500 – $9,999.99

1.24%

1.25%


$150,000 to $999,999.99

.15%

.15%

$10,000 and over

1.98%

2.00%


Executive MMDA – Business



Christmas Club

.40%

.40%


$20,000.00 to $99,999.99

.08%

.08%

IRA


$100,000 to $249,999.99

.15%

.15%

18 Month TDOA

0.01%

0.01%


$250,000 to $999,999.99

.25%

.25%

*Certain conditions apply, see your Customer Service Representative for details.


a) A penalty will be imposed for early withdrawal.


b) The interest rate and annual percentage yield may change after account opening.


c) Daily balance. The amount of the principle in the account each day.


Fees could reduce the earnings on the account.


Interest Rates and Annual Percentage Yields are effective 04/22/2014 to 04/29/2014

Automobile Rates
Model Year Term (Mo.) Interest Rate Payment Example (Principal & Interest)
2014 1-60 4.50 60 monthly payments of $186.43 per $10,000 borrowed
2014 61-66 5.00 66 monthly payments of $173.62 per $10,000 borrowed
2014 67-72 5.50 72 monthly payments of $163.88 per $10,000 borrowed
2013 1-60 4.50 60 monthly payments of $186.43 per $10,000 borrowed
2012 1-60 4.60 60 monthly payments of $186.89 per $10,000 borrowed
2011 1-60 4.75 60 monthly payments of $187.57 per $10,000 borrowed
2010 1-60 4.75

60 monthly payments of $187.57 per $10,000 borrowed

2009 1-48 5.75 48 monthly payments of $233.71 per $10,000 borrowed
     


All efforts are made to update interest rates as soon as possible but they may have changed since the effective date above but have not been updated on this site. For current loan rate information call: 812-897-0230 or 812-842-bank.