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CDs and IRAs

Certificates of Deposit

FDIC insured certificates of deposit make sense for the investor looking for rock solid security with a good return.

* Terms range from 30 days to 5 years
* Interest payments by check, deposited to a Peoples Trust &Savings Bank account or compounded.
* Penalties for early withdrawal
* $500 minimum opening deposit

IRAs

* Traditional and Roth IRAs are available
* An 18-month certificate of deposit that allows additional deposits and a lower opening is also available
* Penalties for early withdrawal
* $500 minimum opening deposit