Boonville Branch Paradise Branch Newburgh Branch

Privacy Policy

FACTS

WHAT DOES PEOPLES TRUST & SAVINGS BANK (PTSB) DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

      *Social Security number and Income

      *Account Balances and Payment History

      *Credit History and Credit Scores.


How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal informaiotn; the reasons PTSB chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does PTSB

share?

Can you limit

this sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

To offer our product and services to you

No

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes-

Information about your transactions and experiences

No

No

For our affiliates’ everyday business purposes-

Information about your creditworthiness

No

No

For non-affiliates to market to you

No

No


Questions?

Call 812-897-0230 or go to www.ptsb-in.com


Who we are

Who is providing this notice?

Peoples Trust & Savings Bank (PTSB)


What we do

How does PTSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does PTSB collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit and debit card.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

  • Peoples Trust & Savings Bank does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Peoples Trust & Savings Bank does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Peoples Trust & Savings Bank doesn’t jointly market.



Other important information




Rev. 12/2010